Terms and Conditions

Last updated: November 6, 2026

These Terms and Conditions (the “Terms”) govern your access to and use of the websites, pages, and online store operated by Honor & Glory LLC (“Honor & Glory,” “we,” “us,” or “our”), including honornglory.com and related subdomains (collectively, the “Site”), and any products or services you purchase or request through the Site.

By accessing the Site, creating an account, placing an order, or clicking to accept these Terms, you agree to be bound by them. If you do not agree, do not use the Site or purchase from us.

These Terms are a website and e-commerce agreement. If you and Honor & Glory sign a separate master services agreement, statement of work, order form, or similar contract (an “MSA”), the MSA controls for those services to the extent of any conflict with these Terms.


1. Who we are

Honor & Glory LLC is a Georgia limited liability company with its principal place of business at:

Honor & Glory LLC
5685 Rolling Acres Lane
Cumming, Georgia 30028
Email: rocky.breeden@honornglory.com
Phone: (678) 336-1548

We provide insurance business consulting and related technology-enabled services, which may include AI-powered client acquisition support, automation, agentic AI tools/workflows, annual retainer advisory, and related offerings described on the Site. We are not an insurance carrier. We do not underwrite policies or guarantee issuance, approval, or commissions from any carrier or marketplace.


2. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Site or buy from us. If you use the Site on behalf of a company, you represent that you have authority to bind that company, and “you” includes that company.

You are responsible for ensuring your use of our services complies with all laws applicable to your insurance, marketing, telemarketing, and consumer-contact activities (including TCPA, Telemarketing Sales Rule, state insurance and privacy laws, and consent/documentation rules).


3. The Site and accounts

We may change, suspend, or discontinue any part of the Site at any time. Some features may require an account. You must provide accurate information and keep your login credentials confidential. You are responsible for activity under your account. Notify us promptly of any unauthorized use.


4. Products, services, and descriptions

Product and service descriptions, pricing, and availability on the Site are subject to change. We try to keep information accurate, but errors may occur. We may correct errors, update information, or cancel orders if necessary (including if a price was listed incorrectly).

AI Acquisition, Automation, Agentic Agents, and Annual Retainer offerings are described on the Site at a high level. Deliverables, volumes, timelines, SLAs, and commercial terms for a given engagement may be set in an MSA, order, or checkout configuration. Outcomes depend on your inputs, agents, compliance posture, market conditions, and third-party platforms; we do not guarantee specific enrollment, revenue, or ROI results unless expressly stated in a signed MSA.


5. Orders and WooCommerce checkout

Orders placed through our online store are processed via WooCommerce. Submitting an order is an offer to buy. We may accept or decline an order for any lawful reason (including suspected fraud, unavailability, or pricing error). A contract for a Site purchase is formed when we send an order confirmation email or otherwise accept your order.

You agree to provide current, complete, and accurate purchase and account information. You authorize us (and our payment processors) to charge the payment method you select for the total shown at checkout, including applicable taxes and fees.


6. Affirm and other payment methods

We may offer Affirm as a Buy Now, Pay Later payment option at checkout, in addition to other payment methods we enable (such as credit/debit cards).

  • If you choose Affirm, you are entering a payment relationship with Affirm (or its bank partners), not a loan from Honor & Glory. Affirm’s own terms, eligibility requirements, disclosures, and privacy practices apply to that financing.
  • Affirm promotional messaging (including “as low as” monthly amounts) is provided by Affirm and depends on your eligibility, purchase amount, and Affirm’s terms. We do not control Affirm’s underwriting or approval decisions.
  • If Affirm financing is declined, you may select another available payment method to complete your purchase.
  • Failed, reversed, or disputed payments may result in suspension of services until amounts owed are resolved.

7. Pricing, taxes, and invoices

Prices are shown in U.S. dollars unless stated otherwise. Taxes may be calculated at checkout or invoiced as required by law. For custom or offline engagements, we may invoice separately; payment terms on the invoice or MSA apply.

Annual retainer and other recurring charges, if any, renew according to the product terms, checkout selection, or MSA. You are responsible for canceling before renewal if you do not wish to continue, subject to any minimum term you agreed to.


8. Refunds, cancellations, and changes

Unless a specific product page, checkout term, or MSA states otherwise:

  • Digital, consulting, retainer, and custom services are generally non-refundable once work has started or access has been provided, except where required by law.
  • You may request cancellation before work begins; we may approve a refund or credit at our discretion, less any non-recoverable third-party costs.
  • Change requests may affect fees and timelines; we will confirm material changes in writing (email is enough).
  • Chargebacks filed without first contacting us to resolve a billing issue may result in account suspension and recovery of our costs to the extent allowed by law.

If Affirm financed your purchase, refunds and returns are also subject to Affirm’s processes and timing for adjusting your Affirm loan balance.


9. Scheduling, delivery, and client responsibilities

You agree to provide timely information, access, licenses, creative approvals, agent/NPN details, compliant scripts/consent language, and other materials reasonably required for us to perform. Delays in your inputs may delay delivery without liability to us.

Where services involve consumer contact or lead/acquisition delivery, you are solely responsible for how you and your agents use delivered contacts, including dialing, messaging, disclosures, and licensing. You must not use our services for unlawful spam, harassment, or unlicensed insurance activity.


10. Third-party tools and links

The Site may link to third-party sites or integrate third-party tools (including Affirm, payment processors, analytics, hosting, and enrollment tools such as apply.honornglory.com). We are not responsible for third-party content, policies, or outages. Your use of third-party services is governed by their terms.


11. Intellectual property

The Site, including its design, text, graphics, logos, software, and content (excluding your materials), is owned by Honor & Glory or its licensors and protected by intellectual property laws. You receive a limited, non-exclusive, non-transferable license to access the Site for its intended business purpose.

You may not copy, scrape, reverse engineer, resell, or frame the Site except as allowed by law or our prior written consent. Feedback you send us may be used freely without obligation to you.

Your materials. You retain ownership of materials you provide. You grant us a license to use them to perform services and operate the Site. You represent you have rights to provide those materials and that they do not infringe others’ rights.

Our systems. Our prompts, workflows, automations, agent configurations, playbooks, software, and methodologies remain our intellectual property. Access during a retainer or project does not transfer ownership unless an MSA expressly says so.


12. Acceptable use

You agree not to:

  • Use the Site or services for any unlawful purpose
  • Attempt unauthorized access to our systems or other users’ data
  • Interfere with Site security or performance
  • Upload malware or harmful code
  • Misrepresent your identity, licenses, or authority
  • Use delivered consumer data except as allowed by law and any applicable MSA
  • Resell our services without our written approval

We may suspend or terminate access for violations.


13. Privacy

Our collection and use of personal information is described in our Privacy Policy (link on the Site). By using the Site, you also acknowledge that policy. Payment and Affirm data may be processed by those providers under their privacy policies.


14. Disclaimers

THE SITE AND ALL SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or secure, or that AI/automation outputs will be accurate, complete, or suitable for every use case without your review. You are responsible for human oversight of AI-assisted workflows used in regulated insurance activity.


15. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HONOR & GLORY AND ITS OWNERS, OFFICERS, EMPLOYEES, AND CONTRACTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SITE OR A SITE PURCHASE WILL NOT EXCEED THE AMOUNTS YOU PAID TO US FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS BEFORE THE CLAIM. IF AN MSA SETS A DIFFERENT CAP FOR COVERED SERVICES, THAT CAP APPLIES TO THOSE SERVICES.

Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted.


16. Indemnification

You agree to defend, indemnify, and hold harmless Honor & Glory and its owners, officers, employees, and contractors from and against claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Site or services; (b) your marketing, dialing, messaging, or insurance solicitation practices; (c) your breach of these Terms or law; (d) your content or customer data; or (e) disputes between you and your customers, agents, or carriers.


17. Suspension and termination

We may suspend or terminate Site access or cancel orders if you breach these Terms, fail to pay, or create legal or security risk. Provisions that by nature should survive (including IP, payment obligations, disclaimers, liability limits, and indemnity) will survive termination.


18. Changes to these Terms

We may update these Terms by posting a revised version on the Site with a new “Last updated” date. Continued use after changes become effective constitutes acceptance. For material changes affecting an active paid subscription, we will provide reasonable notice when practicable.


19. Governing law and disputes

These Terms are governed by the laws of the State of Georgia, without regard to conflict-of-law rules. Exclusive venue for disputes arising out of these Terms or the Site will be the state or federal courts located in Georgia, unless an MSA requires arbitration or a different venue for covered services. You and we waive jury trial to the extent allowed by law.


20. Miscellaneous

If any provision of these Terms is found unenforceable, the remaining provisions stay in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. These Terms (plus any order confirmation, policies referenced herein, and any applicable MSA) are the entire agreement regarding the Site and Site purchases.


21. Contact

Questions about these Terms:

Honor & Glory LLC
5685 Rolling Acres Lane, Cumming, GA 30028
Email: rocky.breeden@honornglory.com
Phone: (678) 336-1548